Andrew Baxter

  In today’s fast-paced and often unpredictable financial world, having a solid plan is essential.  The Wealth Playbook  offers a comprehensive, practical guide for individuals who want to take control of their finances, build lasting wealth, and protect what they’ve worked hard to achieve. Whether you’re a beginner looking to establish financial foundations or an experienced investor refining your strategy, this resource delivers the proven techniques you need to succeed. Why You Need a Wealth Playbook Navigating the world of money can be overwhelming—markets shift, interest rates rise and fall, and unexpected expenses can derail your goals. The  Wealth Playbook  helps simplify this complexity by offering a structured, step-by-step approach to managing your money. From budgeting and saving to investing and risk management, the playbook is designed to help you: Set clear financial goals Create a budget that works Eliminate unnecessary debt Build an investment po...

  The first half of 2025 has been anything but predictable. Market volatility, shifting government policies, and economic uncertainty have left investors questioning whether recent gains are sustainable. Even those who began the year with confidence are now reassessing their investment strategies. In this environment, understanding the forces behind market movements is essential for protecting and growing your portfolio. Australian Share Market: Solid Gains with Policy Risks Ahead Australian equities have performed relatively well in 2025, with the ASX 200 posting gains of around 2.7%—outpacing U.S. markets. Financial stocks have been the main driver of this growth, led by industry heavyweights like Commonwealth Bank (CBA) and insurers such as QBE. However, current valuations are starting to look stretched. For example, CBA shares are trading above $175, making it one of the priciest banks globally. Yet, its growth potential appears limited. Australia’s tightly regulated banking se...